Financial Highlights

STATEMENTS OF FINANCIAL POSITION	2021	2022	2023	2024	2025
Total Assets	2,323.15	2,466.66	2,793.58	3,210.52	3,153.53
Total Liabilities	1,697.91	1,776.77	2,043.10	2,466.53	2,409.52
Total Equity	625.24	689.90	750.48	743.99	744.01

STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME	2021	2022	2023	2024	2025
Total Income	302.89	333.06	401.34	468.65	448.82
Total Expense	294.72	277.72	340.11	473.69	440.28
Profit (Loss) Before Income Tax	8.17	55.34	61.23	-5.04	8.54
Net (Profit) Loss For The Year	-7.77	62.05	61.15	-2.16	2.89
Total Other Comprehensive Income (Loss)	1.11	2.61	0.56	-4.33	-2.88
Total Other Comprehensive Income (Loss) For The Year	-6.65	64.65	60.59	-6.49	0.01
Basic Earning (Loss) per Share (in full Rupiah)	-1.37	10.91	10.75	-0.38	0.51

FINANCIAL RATIOS	2021	2022	2023	2024	2025
Profit (Loss) to Assets Ratio	0.34%	2.34%	2.33%	-0.16%	0.28%
Profit (Loss) to Equity Ratio	-1.19%	9.27%	8.47%	-0.28%	0.39%
Profit (Loss) to Income Ratio	-2.56%	18.63%	15.24%	-0.46%	0.64%
Current Ratio	143.83%	147.69%	138.45%	138.94%	145.14%
Total Liability to Equity	2.72 x	2.58 x	2.72 x	3.32 x	3.24 x
Total Liability to Total Assets	0.73 x	0.72 x	0.73 x	0.77 x	0.76 x
Financing to Equity Ratio	3.25 x	3.06 x	3.39 x	3.98 x	3.87 x
Financing to Asset Ratio	87.36%	85.67%	91.05%	92.25%	91.21%
Net Financing Receivables to Funding Ratio	125.84%	127.19%	131.12%	126.16%	125.22%
Net Financing Receivables for Investment and Working Capital Financing to Total Financing Receivables Ratio	45.23%	35.77%	38.20%	38.58%	42.26%
Net Non-Performing Financing (NPF) Ratio	2.93%	2.22%	0.19%	0.42%	1.59%
Capital Ratio	80.46%	86.97%	77.41%	69.15%	72.18%
Gearing Ratio	2.60 x	2.42 x	2.59 x	3.14 x	3.09 x
Equity to paid up capital ratio	110.21%	121.12%	131.87%	131.5%	130.82%